Op-ed: Healthcare policy and the challenge of inertia

California’s Health Insurance Marketplace, Covered California, began its 2020 open enrollment period on October 15th and will continue through January 31st. It is an exciting year for the Marketplace. More generous subsidies are available for Californians this year, overall premiums are only increasing by 0.9%, and three insurers are expanding into new markets. However, it is not entirely clear that Covered California enrollees are enjoying the full benefits of a competitive health insurance market.

Would you pay an extra 1,000 dollars per year just to keep your current healthcare plan, even if a nearly identical option was available? Odds are, if you get your insurance through your employer or privately, the answer is likely yes….

Read the full op-ed as it was published by The San Gabriel Valley Tribune.

CGO scholars and fellows frequently comment on a variety of topics for the popular press. The views expressed therein are those of the authors and do not necessarily reflect the views of the Center for Growth and Opportunity or the views of Utah State University.